Redguard, so you are an all warrior type?
My CPU is a Q6600 although it will not overclock, even a small increase to the FSB (1080 for example) is enough to make it fail to post. Plus my CPU temperature at stock settings is 70 degrees celsius due to crappy intel stock cooler so it probably isn't worth it.
I am waiting to see how much Bulldozers impress and then either get one of them or an i5 2500k and a GTX 560i. I have a whole box of things ready to be ebayed to get the money for it including my current setup.
You are so right about poor optimisation and you may laugh to hear that I am looking to upgrade my system not only for newer games like Skyrim but also for Morrowind
In my current game with the MSGO and about 50 gameplay mods I am getting about 10 - 15 fps in and around Seyda Neen, it is unplayable despite being from 2002